BenefitsPower is a complete benefits management solution and a comprehensive source for Human Resource information. BenefitsPower automates communication between Producer, Insurer, Employer and Employee with flexibility and control. By combining client-server and web-based functionality, BenefitsPower streamlines both Human Resource and benefits administration.

BenefitsPower synchronizes with your internet-based HR/employee benefits administration system. Information on plan design, eligibility and benefits information can be accessed when and where the user chooses.

BenefitsPower consists of three separate computer programs that work together as one comprehensive Management System. The three (3) programs are:

1. Web System: Consists of User Access and User Interfaces for Agency personnel (Admin, Staff, and Agent) as well as Client personnel (Client Admin, Employees). This enables global access to insurance and benefits administration services and information for all relevant parties.
2. Windows System: A client/server application running on the internal network of the Insurance Agency consisting of all information management features such as client setup and admin, document scanning library and benefits and policy administration.
3. Synchronization Engine: A background application that is always running and synchronizing modified data between the Web and Windows systems so that all data is always current as if it were a single system.

BenefitsPower reduces paperwork, saves time, and eliminates confusion with rewritable online employee benefits forms and files. Online form completion allows real time updates and instant change notifications to all parties. BenefitsPower provides convenience without sacrificing security. Brokers can offer clients a smart, secure HR system that can be customized to include everything from health benefits updates to a company bulletin board. Every party enters through a two-way encrypted login and password with an individual ID mechanism.

Benefits include:

• Automatic electronic filing
• Agent Certification management
• Rewritable employee benefits forms and files that can be viewed online with real-time updates to all users
• Includes any level of coverage detail
• Centralized data that allows business owners, HR Managers, employees and carriers to access on the Web what is relevant to them, any time, from anywhere
• E-mail notifications, a communications and events bulletin board, a comprehensive help system and a glossary of insurance related terms
• Track important employee events and provide carrier-specific benefits information accordingly
• Producers to access only relevant information via the web
• Universal development
• Ability to track who is using the web site, at what time and for how long
• Backup to local server
• Supports increased volume to grow as your company and your client grows

BenefitsPower reduces paperwork, saves time, and eliminates confusion with rewritable online employee benefits forms and files. Online form completion allows real time updates and instant change notifications to all parties. BenefitsPower provides convenience without sacrificing security. Brokers can offer clients a smart, secure HR system that can be customized to include everything from health benefits updates to a company bulletin board. Every party enters through a two-way encrypted login and password with an individual ID mechanism.

Security features include:

• Secured Sockets Layer (SSL)
• Multi-layered firewall
• Data encryption for system synch and integration activities
• 128 bit encryption
• Log-In password and individual ID mechanism
• Access control to authorized areas
• Backup server
• Disaster recovery plan

• Delphi 5
• Active Server Pages (ASL)
• Integrate and Synchronize Technology (IAS)
• WinCGI
• Databases supported: MS-SQL, InterBase, Oracle, Access
• MS-Excel integration
• E-mail integration

• Client maintenance
• Agency maintenance
• Separate books of business for all agents
• Admin, agent, and Staff level user access
• Extensive commission reporting
• Broker Account Service Communications log
• Client/Carrier mailing list integration
• Plans/rates builder environment
• Benefits/rates templates
• Extensive employer census environment includes employee classes, dependants, elections and other insurance
• RFP environment integration with Internet and BenefitsPower Web
• Reports environment
• Open enrollment environment
• Life event/qualifying event environment
• Online Company News and Events calendar, unique to and controlled by individual employers
• Web ID auto-issuance, reporting, etc. for employers, employees, brokers and agents